Tool Loans
Empire employees are now eligible for a line of credit up $4500 to purchase tools through Empire Southwest Parts Department. Call E M Federal Credit Union for details.
Get your Free Credit Report
As of December 1, 2004, Arizona residents can receive one free credit report each year. You can request your credit report by visiting, which is the only authorized source for consumers to access their annual credit report online for free. Or, call 877-322-8228..

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

Since 1952, E M Federal Credit Union has become more than just a financial institution. Our members consider us to be a part of their family. Come on in and get to know us. You will find personalized service, excellent rates on personal accounts, diverse types of loans, and experienced employees who understand your needs and what E M Federal Credit Union can do for you.

Join us today and take advantage of low cost, high value financial services. Once a member, you will have access to a full range of financial services. Visit us today and see why E M Federal Credit Union is your credit union.


Looking to buy a new or used motorcycle? E M Federal Credit Union has a loan for you.
Call for current rate.
We offer unsecured signature loans up to $5,000 on approved credit.  Use the cash to do some home improvements or take a vacation!  Call or stop by for more information.
We have the right loan for your recreational lifestyle. Our competitive rates could get you financed for that RV today!

New Cars

Save thousands on your next car through E M Federal Credit Union
New Cars
Call for current rate.

Used Cars
Five years old and newer - Call for current rate.
Six years old and older - Call for current rate.

Call today and find out more about our discount buying connection

How much is your car worth?
Car history