2026 Holiday Loan
No Credit Check $1,000.00 Holiday Loan
Available: Nov 9th – Dec 11th 2026
16.99% Interest – $35 Application Fee – Due with Application
Easy Bi-Weekly Payroll Deduction Payments of $50.00
*Minimum $10.00 Savings Deposit Required Bi-Weekly
Limited Amount of Loans Available— Visit our Forms Page & Apply Early!
Financial Services
We offer unsecured signature loans up to $10,000 on approved credit. Use the cash to do some home improvements or take a vacation!
New Cars/Used Cars
Save thousands on your next car through EM Federal Credit Union. Call for Rates.
EM News
EM News
Empire employees are now eligible for a line of credit up $4500 to purchase tools through Empire Southwest Parts Department. Call EM Federal Credit Union for details.
Get your Free Credit Report
As of December 1, 2004, Arizona residents can receive one free credit report each year. You can request your credit report by visiting www.annualcreditreport.com, which is the only authorized source for consumers to access their annual credit report online for free. Or, call 877-322-8228.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government