Refinance with us and Receive a Special Rate of 4.75%*
Are you paying too much on your current auto loan?
We can help you save money by refinancing your
high-rate loan with us!
Start Saving Today!
Visit us or contact our team – we’re ready to help you
hit the brakes on high interest!

Financial Services
We offer unsecured signature loans up to $5,500 on approved credit. Use the cash to do some home improvements or take a vacation!

New Cars/Used Cars
Save thousands on your next car through EM Federal Credit Union. Call for Rates.

Motorcycles, UTV / ATV, Dirt Bikes
Financial Services
Travel Trailers, RVs, Toy Haulers
New Cars/Used Cars
EM News
EM News

Empire employees are now eligible for a line of credit up $4500 to purchase tools through Empire Southwest Parts Department. Call EM Federal Credit Union for details.
Get your Free Credit Report
As of December 1, 2004, Arizona residents can receive one free credit report each year. You can request your credit report by visiting www.annualcreditreport.com, which is the only authorized source for consumers to access their annual credit report online for free. Or, call 877-322-8228.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government